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finances, taxes, insurance, oh my!
We know these topics can be boring, and sometimes, even scary. We’re here to empower you to make big life decisions with resources that are fun and easy to digest. So sit back, relax, and start #adulting by selecting any of the lessons below. All lessons can be completed in 5 minutes or less, it’s that easy.
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- Personal Finances
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3 things you NEED to do before starting your budgeting journey
In this video Taylor Budgets partnered with us at onomy to share the top 3 things you need to do BEFORE starting your budgeting journey.
5 things to know BEFORE freelancing
In this lesson, Nesrin tells you what she wishes she knew before starting to freelance full time. These tips will help you get started the RIGHT way!
6 budgeting tools you need
In this lesson, Taylor shares her must-have budgeting tools to help you make budgeting fun (or at least as fun as it can be).
answering & asking interview questions
Job interviews typically require a lot of answering and asking of questions, so you’ll want to be good at both. You know the part where interviewers turn it over to you to ask them questions? That's actually one of the most critical, most underrated parts of an interview! Luckily we've
apartment costs to look out for
So your application was approved, you’ve got your place to live and you’re ready to sign the lease! Now you need to know about the apartment costs you're about to be responsible for. Here’s the thing — aside from your standard monthly rent payments, there are a few other apartment
apartment lease ending: what to do
Apartment lease ending? Welp, you made it! Even though you’re not staying in your spot, we hope it was the best of times. Before you say “bye, see ya never” to your old unit, you’re going to want to make sure you do a few things! In this lesson we’ll
building an emergency fund
An emergency fund is your go-to when life throws unexpected expenses at you. In this lesson we'll be going over why having an emergency fund is important, how much you should save for your emergency fund and the best ways to start building an emergency fund.
capital gains and dividend income
The money you make from investing isn’t all the same–and there are important distinctions between different types of income (capital gains and dividend income) that can affect you.
cash stuffing 101
In this video Taylor Budgets shares how to use the cash stuffing or cash envelope system with her cash envelope wallet to help you achieve all of your budgeting goals!
choosing your plan
So now that we’ve discussed the different types of plans and how to understand the terms, it’s time to choose a health insurance plan. What’s right for you?
common types of investments
Stocks, mutual funds, ETFs, oh my! What are some different types of investments you can make?
credit card apr
One of the most confusing things about credit cards is this thing called “APR.” What is credit card APR anyway? We’ll answer that question for you and tell you what you need to know to (hopefully) avoid paying interest.
credit card rewards & cash back
Learn how building credit can also lead to better credit cards, which can mean free hotels, flights, and awesome stuff from your favorite brands thanks to stacking up credit card points.
credit card terms apr limits more
Didn’t realize you signed up for a vocab quiz when you signed up for your first credit card, huh? We’ll make it easy for you by defining the key terms like credit card APR, limits, and more.
credit card terms pt 2: 30% rule, fees & fraud
Continuing on from the previous lesson, let’s define more credit card terms so you know how to build credit and you’re not caught off guard by fees and other unfortunate credit card things.
debit card vs. credit card
When it comes to debit vs. credit cards, you don’t need a credit card. But it can be very beneficial to have one. If you’re wondering how to build credit, we’ve got all your answers.
diversification
Remember your friend who put a bunch of money into bitcoin a couple years ago and had to sweat out their money every single day because the price was changing so much? Let’s not be that guy. Let’s…DIVERSIFY!
evaluating a stock
Alright alright…you know the basics. You’re staring at your screen now wondering what to invest in. Let’s talk about how to evaluate a stock.
federal vs. private student loans
There are two types of student loans to choose from — and there are pros & cons to each. In this lesson, we'll dive a little deeper to talk about federal student loans and private student loans, how they work, and how to pick the student loan best for you.
finding a job on Linkedin
You are on Linkedin, right? Being active on this platform and knowing how to optimize your linkedin profile can be a KEY factor in your job search success rate. We’re here to help you make sure you’re using all of the benefits Linkedin has to offer, so you can land
finding a new apartment
Time to kick-off the actual search part of your apartment search! Well, finding a new apartment can be a lot of work. There are an overwhelming number of websites and apps to help you find a new apartment… Soooo where should you start? In this lesson, we’ll cover some of
good first-timer credit cards
Ready to get started and enter the world of credit cards? You came to the right place. Let’s take a look at a few great options for your first card and how to get a credit card for both college students and recent grads.
health care providers
We’re going to kick off this course by talking about health care providers, including your PCP (Primary Care Physician) and the benefits of finding a good one!
health insurance overview by example
We know these fancy health insurance terms and acronyms can be confusing. So let’s walk through an example and see if we can clear some of this up.
how to buy and sell stocks
Ok so you’re set up on your brokerage and trying to figure out how to actually buy and sell stocks! Take this lesson for the inside scoop.
How to create an impact with life insurance
People often associate life insurance with a pay out meant for family or close friends. However, life insurance can also help you create a lasting impact through charitable donations. Check out this quick lesson to learn more!
how to enroll in health insurance
How and when can you enroll in a health insurance plan? Well, that depends on a variety of variables. Let’s dive in.
how to find & apply for jobs (quickly!!!)
The job search process is pretty much a job in itself. It can be VERY time consuming. That being said, there are a handful of ways you can shorten and optimize the process for yourself — per usual, that's where we come in!
how to get freelance clients
In this lesson, Nesrin tells you how to find your first few freelance clients and build up your portfolio of work.
how to set your rates as a freelancer
In this lesson, Nesrin tells you how to know your worth and set your rates as a freelancer so you can get that bread!
How to use the ZBB method and cash envelope system for budgeting
In this video Taylor Budgets shares how to use the zero-based budgeting method and the cash envelope system to start crushing your budgeting goals.
interview tips: what you need to know
The job interview. Possibly the most anxiety inducing part of the whole job hunting process. Interviews can def be stressful, but they don’t have to be! They can actually be quite the opposite once you start to feel prepared, confident, and excited about the whole process. Let’s cover some of
Investing in Crypto
In this quick lesson we'll tell you what you need to know BEFORE investing in crypto.
investing risks
Anyone trying to teach you about investing needs to be straight with you and tell you about the risks. We do this not to discourage, but to keep you informed. Believe us, this is important.
medical bill & explanation of benefits
What happens after you get medical care? The short answer: you get a bunch of emails and documents. Let’s talk through how to read and understand your medical bill, and what an Explanation of Benefits is.
moving in: things to consider
The actual “moving” part of moving-in to a new apartment can be a VERY tedious and involved process. It can take days (sometimes weeks) to get everything sorted in the way that you want. In this lesson we’ll be covering all the things to consider when moving in like the
networking 101
Let’s face it: you’re gonna need to know how to network if you want to snag that dream job. The fact of the matter is, you’re much more likely to get the role if you know someone who can help you get an interview. We’re here to help you figure
obamacare: the affordable care act (ACA)
So, you hear everyone talking about Obamacare and the Affordable Care Act. Let’s talk about what those mean…without all the politicians yelling!
pitfalls to avoid
People make mistakes all the time when it comes to using their credit card. Unfortunately, those mistakes can have a pretty significant negative impact. Do you know how to manage credit card APR? In this lesson, we identify some of the most common pitfalls to help you avoid them.
prepping your apartment search
It’s tempting to start scrolling through Zillow looking for all of the available apartments in your area during your initial apartment search, but that can lead to a lot of overwhelm... and TBH a lot of disappointment. To avoid all that drama, you’re going to need to decide on some
resume tips: set your resume up for success
Your resume = your first impression. When you're on the job hunt, you need to have a resume that effectively who you are and how your skills & experience relate to the role you're applying for. In this lesson we'll go over what you need to know before you create
retirement and savings accounts
Retirement and Savings Accounts are very common investment vehicles that you will almost certainly encounter! Here's a primer.
setting financial goals
Maybe you aren’t thinking about your financial future just yet... or maybe you think about it way too much!? Either way it’s stressful af. There’s a simple cure though and that’s this: setting goals. This lesson is all about how to set the right financial goals for you and your
stock brokerages
Where can you go to start investing? Online brokerages! Let chat about some of your options and what to look out for.
stock prices
How are stock prices set? How does the market value companies? These are key questions you need to be able to answer to understand how to invest.
student loans explained
Unfortunately, college isn’t free in the USA — and it’s not cheap either! And unless you or your family can afford paying tuition—or you get a scholarship or grants—you’re going to need a student loan. In this lesson, we'll break down what a student loan is, the types of student
terms to know
When it comes to health insurance, it kinda seems like there are an endless number of terms we need to learn to make sense of it all. Let us make it easy for you–be sure to give these some attention before you pick a health insurance plan.
The 2 best debt payoff strategies
In this video Taylor Budgets shares how to tackle your debt quickly with the two most helpful debt payoff strategies: the snowball method & the avalanche method.
The 2 best ways to budget for apartment furniture
The cost of furnishing an entire apartment all at once can add up. In this lesson we'll give you two great tips to fill up your space and make it feel like home without breaking the bank.
The 3 big benefits of bitcoin & crypto
You can barely get through a convo these days without mentioning Bitcoin or cryptocurrency. Onomy is breaking down what exactly cryptocurrency is and what crypto means in this video. New videos on crypto uploaded every week!
the 50/30/20 rule of budgeting
Once you really start to look at the spending categories within your budget and break them down in a way that makes sense for you... everything else falls into place. In this video we’ll be discussing the "50/30/20 rule for budgeting" to help you create the best budget for you
the apartment application process
One of the most time consuming -- and oftentimes most nerve wracking -- stages of the whole renting an apartment thing is the apartment application process. In this lesson, we’ll go over why the application process is so important, what you should expect during the process, and how long the
the environmental impacts of crypto
Crypto can impact the environment in a negative way. In this video we explain how this technology impacts the world & what we can do about it.
the stock market
So, what is the stock market anyway? Let’s first talk fundamentals, since those are what often get skipped when people are trying to show you how to make a few bucks. They’re key to knowing how to get started!
tracking your budget
Once you've created your budget, there are a few more things you need to know to make sure it actually works the way you want it to. In this lesson we'll go over the importance of tracking your budget and all of the different methods you can use to track
types of plans
There are a few different types of health insurance plans available to you. Let’s break down the differences so you can choose one that’s right for you.
unsecured vs. secured credit cards
Secured credit cards, sometimes called “second chance cards,” are a great option for those who have no credit or bad credit, but want to get a credit card to start building or improving their credit.
value and growth investing strategies
Okay, time to strategize. What are some big-picture investing strategies and how can they inform your investment choices? Let’s talk about growth and value investing strategies.
What is a blue chip stock?
In this quick lesson you'll understand what a blue-chip stock is and what to expect when investing in these types of stocks!
what is a credit score?
So, you know you need good credit to get a lot of things in life – like leasing a car, buying a home, and more. But, where do you find your credit score? How do you read a credit score? We’ll show you in this lesson.
What is a dividend stock?
In this quick lesson you'll understand what a dividend stock is and what to expect when investing in these types of stocks!
What is a growth stock?
In this quick lesson you'll understand what a growth stock is and what to expect when investing in these types of stocks!
What is a speculative stock?
In this quick lesson you'll understand what a speculative stock is and what to expect when investing in these types of stocks!
What is a value stock?
In this quick lesson you'll understand what a value stock is and what to expect when investing in these types of stocks!
What is an NFT?
Wtf is an NFT? We break it down in this video with examples, analogies, and reasons why someone might purchase an NFT.
What is Bitcoin?
You can barely get through a convo these days without mentioning Bitcoin or cryptocurrency. Onomy is breaking down crypto starting with this first lesson in our cryptocurrency course. New videos on crypto uploaded every week!
What is blockchain?
This lesson breaks down what blockchain is and how crypto uses this technology. You'll learn what it is, how it works, and some of the uses!
What is cryptocurrency (& what does crypto mean)?
You can barely get through a convo these days without mentioning Bitcoin or cryptocurrency. Onomy is breaking down what exactly cryptocurrency is and what crypto means in this video. New videos on crypto uploaded every week!
What is Ethereum?
This lesson explains the difference between Ethereum and Bitcoin so you can understand all of the crypto bro talk.
what is health insurance?
You’re taking this course, so you already know…health insurance is friggin’ complex. Let’s define what health insurance is and why it’s so critical before we get into specifics.
what is investing?
Investing for beginners: what is investing, anyway? Might sound like an easy question, but investing can get pretty complicated pretty fast. Let’s chat about a few forms of investing, as well as a big risk you may not have previously considered–NOT investing.
What is life insurance?
Do you really need life insurance as a young adult? In this lesson we’ll explore what life insurance is, the types of life insurance and how much it costs.
what is student loan refinancing
Student loan refinancing can be an option to help you pay a lower interest rate on your student loans. How does this work? We're breaking it down in this lesson so you can decide if refinancing your student loans is the right choice for you!
where do you sign up
So, how exactly do you get health insurance? There are a few different places, actually. Let’s talk through some options.
where to start when job hunting
Job hunting can be stressful af. From creating a resume to crushing an interview and everything in between, we’ve got the goods to help you land that dream job (or at least, a job). Sooo, where do you even start?!! This video breaks down the process for you.
why should you get a credit card?
Credit cards are important for a variety of reasons. But why do you need one in the first place? It starts with building credit. Let’s break down the basics.
why you need to budget
Ever tried to stick to a budget but just couldn’t do it... or maybe just didn’t feel like it? This series (starting with this video) will help you understand why you need to budget. You'll also learn the strategies and tools you need make sticking to your budget a priority.
Why you should consider life insurance
Do you really need life insurance as a young adult? In this lesson we'll talk about the reasons why you might consider life insurance when you're young and some of the benefits of getting it earlier in life.
giveaways and expert events.